/* ==========================================================================
   R-Live Financys — marbre ivoire, or métallique & noir
   ========================================================================== */

:root {
	--noir: #0d0b07;
	--noir-2: #151109;
	--noir-3: #201a10;
	--or: #c9921f;
	--or-clair: #f3cf6a;
	--or-pale: #fff0bf;
	--or-fonce: #8a5c12;
	--ivoire: #fbf6ec;
	--marbre: #f5ede0;
	--blanc: #fffdf8;
	--encre: #22190d;
	--encre-douce: #6e5c42;
	--metal: linear-gradient(120deg, #7d520f 0%, #c88f1e 16%, #f5d26c 34%, #fff4c4 48%, #e8b33c 62%, #a26b14 80%, #e9bf55 100%);
	--metal-texte: linear-gradient(110deg, #7a4f0c 0%, #b9811a 28%, #e2ac34 48%, #a8711a 70%, #d39c2a 100%);
	--serif: "Cormorant Garamond", Georgia, "Times New Roman", serif;
	--sans: "Manrope", "Segoe UI", system-ui, sans-serif;
	--script: "Pinyon Script", "Brush Script MT", cursive;
	--rayon: 20px;
	--largeur: 1240px;
	--gouttiere: clamp(16px, 4vw, 40px);
	--entete-h: 84px;
	--transition: .5s cubic-bezier(.2, .7, .2, 1);
	--ombre: 0 30px 60px -30px rgba(80, 52, 8, .35), 0 2px 6px rgba(80, 52, 8, .06);

	/* couleurs de contexte (fond clair par défaut) */
	--t: var(--encre);
	--t2: var(--encre-douce);
	--l: rgba(138, 92, 18, .22);
	--accent: var(--or-fonce);
	--surface: var(--blanc);
	--metal-titre: var(--metal-texte);
}

/* zones sombres : noir profond, texte crème et or lumineux */
.entete, .nav, .section--sombre, .simulateur, .appel, .pied, .visionneuse,
.demande__recap, .temoignage--sombre, .manifeste__badge, .sceau, .avertissement {
	--t: #f4ead6;
	--t2: #bfae8d;
	--l: rgba(243, 207, 106, .26);
	--accent: var(--or-clair);
	--surface: var(--noir-3);
	--metal-titre: var(--metal);
	color: var(--t);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

.marbre, body {
	background-color: var(--ivoire);
	background-image:
		url("../images/rlive/fond-marbre-ivoire.jpg"),
		radial-gradient(1200px 700px at 85% -10%, rgba(243, 207, 106, .18), transparent 60%),
		radial-gradient(900px 600px at -10% 40%, rgba(201, 146, 31, .08), transparent 60%);
	background-size: 1200px 1200px, auto, auto;
}
body {
	margin: 0;
	color: var(--t);
	font-family: var(--sans);
	font-size: 1.0625rem;
	line-height: 1.7;
	-webkit-font-smoothing: antialiased;
	overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
p { margin: 0 0 1.1em; }
h1, h2, h3, h4 { font-family: var(--serif); font-weight: 600; line-height: 1.08; margin: 0 0 .5em; letter-spacing: -.01em; }
em { font-style: italic; }
address { font-style: normal; }
::selection { background: var(--or-clair); color: var(--noir); }
:focus-visible { outline: 2px solid var(--or); outline-offset: 3px; border-radius: 4px; }

.skip { position: absolute; left: -999px; top: 8px; z-index: 200; background: var(--or); color: var(--noir); padding: 10px 16px; border-radius: 8px; }
.skip:focus { left: 8px; }
.ico { width: 1.15em; height: 1.15em; flex: none; }
.conteneur { width: 100%; max-width: var(--largeur); margin: 0 auto; padding: 0 var(--gouttiere); }

/* Or métallique pour le texte */
.or, h1 em, .titre-section em, .editorial h2 em, .appel__titre em {
	background: var(--metal-titre); background-size: 220% 100%;
	-webkit-background-clip: text; background-clip: text; color: transparent;
}

.surtitre {
	display: inline-flex; align-items: center; gap: .7em;
	font-size: .78rem; font-weight: 700; letter-spacing: .22em; text-transform: uppercase;
	color: var(--accent); margin-bottom: 1.2rem;
}
.surtitre::before { content: ""; width: 34px; height: 2px; background: var(--metal); border-radius: 2px; }

.titre-section { font-size: clamp(2.2rem, 4.6vw, 3.9rem); color: var(--t); }
.chapo { font-size: 1.15rem; color: var(--t2); max-width: 60ch; }

/* Filet doré en losange, comme sur la carte */
.filet { display: flex; align-items: center; gap: .8rem; margin: 1.4rem 0; color: var(--or); }
.filet::before, .filet::after { content: ""; flex: 1; height: 1px; background: linear-gradient(90deg, transparent, var(--or), transparent); }
.filet span { width: 9px; height: 9px; background: var(--metal); transform: rotate(45deg); }

/* Boutons ---------------------------------------------------------------- */
.btn {
	position: relative; display: inline-flex; align-items: center; justify-content: center; gap: .6em;
	padding: 1rem 1.7rem; border-radius: 999px; border: 1px solid transparent;
	font: 700 .95rem/1 var(--sans); letter-spacing: .02em; cursor: pointer;
	transition: transform var(--transition), box-shadow var(--transition), background-position var(--transition), color var(--transition), border-color var(--transition);
	overflow: hidden; isolation: isolate; white-space: nowrap;
}
.btn .ico { transition: transform var(--transition); }
.btn:hover .ico:last-child { transform: translateX(4px); }
.btn--or { background: var(--metal); background-size: 200% 100%; color: var(--noir); box-shadow: inset 0 1px 0 rgba(255, 255, 255, .55), 0 12px 30px -12px rgba(160, 105, 20, .75); text-shadow: 0 1px 0 rgba(255, 240, 190, .5); }
.btn--or:hover { background-position: 100% 0; transform: translateY(-2px); box-shadow: inset 0 1px 0 rgba(255, 255, 255, .55), 0 18px 40px -14px rgba(160, 105, 20, .9); }
.btn--ligne { border-color: var(--or); color: var(--t); background: transparent; }
.btn--ligne:hover { background: rgba(201, 146, 31, .1); transform: translateY(-2px); }
.btn--sombre { background: var(--noir); color: var(--or-clair); box-shadow: inset 0 0 0 1px rgba(243, 207, 106, .35); }
.btn--sombre:hover { background: #000; transform: translateY(-2px); }
.btn--petit { padding: .72rem 1.2rem; font-size: .85rem; }

/* En-tête ---------------------------------------------------------------- */
.entete {
	position: fixed; inset: 0 0 auto 0; z-index: 100; height: var(--entete-h);
	background: rgba(13, 11, 7, .94); border-bottom: 1px solid transparent;
	transition: background var(--transition), height var(--transition);
}
.entete::after { content: ""; position: absolute; left: 0; right: 0; bottom: -2px; height: 2px; background: var(--metal); }
.entete.est-defile { background: rgba(13, 11, 7, .96); --entete-h: 70px; }
.entete__inner { height: 100%; max-width: 1400px; margin: 0 auto; padding: 0 var(--gouttiere); display: flex; align-items: center; gap: 2rem; }
.logo { position: relative; align-self: flex-start; margin-top: 10px; z-index: 3; }
.logo img { width: 96px; height: 96px; border-radius: 50%; transition: width var(--transition), height var(--transition), margin var(--transition); filter: drop-shadow(0 10px 18px rgba(0, 0, 0, .45)) drop-shadow(0 0 14px rgba(243, 207, 106, .3)); }
.est-defile .logo { margin-top: 7px; }
.est-defile .logo img { width: 74px; height: 74px; }
.nav { margin-left: auto; }
.nav ul { display: flex; gap: 1.7rem; list-style: none; margin: 0; padding: 0; }
.nav a { position: relative; font-size: .9rem; font-weight: 500; color: var(--t); padding: .4rem 0; transition: color .3s; }
.nav a::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 2px; background: var(--metal); transform: scaleX(0); transform-origin: right; transition: transform var(--transition); }
.nav a:hover, .nav a[aria-current] { color: var(--or-clair); }
.nav a:hover::after, .nav a[aria-current]::after { transform: scaleX(1); transform-origin: left; }
.nav__extra { display: none; }
.entete__actions { display: flex; align-items: center; gap: 1rem; }
.entete__tel { display: inline-flex; align-items: center; gap: .5rem; font-weight: 600; font-size: .9rem; color: var(--or-clair); }
.burger { display: none; width: 46px; height: 46px; border-radius: 50%; border: 1px solid var(--l); background: transparent; cursor: pointer; position: relative; }
.burger span { position: absolute; left: 13px; right: 13px; height: 1.5px; background: var(--or-clair); transition: transform var(--transition), top var(--transition); }
.burger span:first-child { top: 18px; }
.burger span:last-child { top: 26px; }
.menu-ouvert .burger span:first-child { top: 22px; transform: rotate(45deg); }
.menu-ouvert .burger span:last-child { top: 22px; transform: rotate(-45deg); }

@media (max-width: 1180px) {
	.entete__tel span { display: none; }
	.nav ul { gap: 1.2rem; }
}
@media (max-width: 1024px) {
	.burger { display: block; z-index: 2; }
	.nav {
		position: fixed; inset: 0; margin: 0; z-index: 1;
		background: radial-gradient(120% 80% at 80% 0%, rgba(243, 207, 106, .2), transparent 60%), var(--noir);
		display: flex; flex-direction: column; justify-content: center; padding: 100px var(--gouttiere) 40px;
		opacity: 0; visibility: hidden; transition: opacity var(--transition), visibility var(--transition);
	}
	.menu-ouvert .nav { opacity: 1; visibility: visible; }
	.nav ul { flex-direction: column; gap: .3rem; }
	.nav a { font-family: var(--serif); font-size: clamp(2rem, 8vw, 3rem); font-weight: 500; display: inline-block; }
	.nav li { opacity: 0; transform: translateY(20px); transition: opacity .5s, transform .5s; }
	.menu-ouvert .nav li { opacity: 1; transform: none; }
	.menu-ouvert .nav li:nth-child(2) { transition-delay: .05s; } .menu-ouvert .nav li:nth-child(3) { transition-delay: .1s; }
	.menu-ouvert .nav li:nth-child(4) { transition-delay: .15s; } .menu-ouvert .nav li:nth-child(5) { transition-delay: .2s; }
	.menu-ouvert .nav li:nth-child(6) { transition-delay: .25s; }
	.nav__extra { display: block; margin-top: 2.5rem; border-top: 1px solid var(--l); padding-top: 1.5rem; }
	.nav__tel { display: inline-flex; gap: .6rem; align-items: center; color: var(--or-clair); font-size: 1.3rem; font-weight: 600; }
	.nav__devise { margin-top: .8rem; color: var(--t2); letter-spacing: .2em; text-transform: uppercase; font-size: .75rem; }
	.entete__actions { margin-left: auto; }
	.menu-ouvert { overflow: hidden; }
	/* le flou de l'en-tête créerait un bloc conteneur pour le menu fixe */
	.menu-ouvert .entete { backdrop-filter: none; -webkit-backdrop-filter: none; background: transparent; }
}
@media (max-width: 560px) {
	.entete__actions .btn { display: none; }
	.logo img, .est-defile .logo img { width: 72px; height: 72px; }
}

/* Héros d'accueil -------------------------------------------------------- */
.heros {
	position: relative; min-height: 100vh; min-height: 100svh; display: flex; align-items: center;
	padding: calc(var(--entete-h) + 40px) 0 80px; overflow: hidden; isolation: isolate;
}
/* halo déplacé par transform (pas de repeinture du héros à chaque mouvement de souris) */
.heros::before {
	content: ""; position: absolute; left: 0; top: 0; z-index: -2; width: 1040px; height: 1040px; pointer-events: none;
	background: radial-gradient(closest-side, rgba(243, 207, 106, .32), transparent 62%);
	transform: translate(var(--hx, 45vw), var(--hy, -120px)); will-change: transform;
}
.heros__lignes { position: absolute; inset: 0; z-index: -1; pointer-events: none; width: 100%; height: 100%; }
.heros__lignes path { fill: none; stroke-dasharray: 2600; stroke-dashoffset: 2600; animation: trace 3.6s .3s cubic-bezier(.4, 0, .2, 1) forwards; }
.heros__lignes path:nth-child(2) { animation-delay: .7s; }
.heros__lignes path:nth-child(3) { animation-delay: 1.1s; }
@keyframes trace { to { stroke-dashoffset: 0; } }

.heros__grille { display: grid; grid-template-columns: 1.1fr .9fr; gap: clamp(2rem, 6vw, 6rem); align-items: center; }
.heros__titre { font-size: clamp(3.1rem, 8vw, 7.2rem); font-weight: 500; line-height: .95; margin-bottom: 1.6rem; letter-spacing: -.02em; color: var(--encre); }
.heros__titre .ligne { display: block; overflow: hidden; padding-bottom: .08em; }
.heros__titre .ligne > span { display: inline-block; transform: translateY(105%); animation: monte 1.1s cubic-bezier(.2, .7, .2, 1) forwards; }
.heros__titre .ligne:nth-child(2) > span { animation-delay: .15s; }
.heros__titre em { font-weight: 600; }
@keyframes monte { to { transform: none; } }
.heros__texte { font-size: clamp(1.05rem, 1.4vw, 1.22rem); color: var(--t2); max-width: 34rem; margin-bottom: 2.2rem; }
.heros__actions { display: flex; flex-wrap: wrap; gap: 1rem; margin-bottom: 2.8rem; }
.confiance { display: flex; flex-wrap: wrap; gap: .6rem 1.8rem; list-style: none; margin: 0; padding: 1.6rem 0 0; border-top: 1px solid var(--l); font-size: .88rem; color: var(--t2); }
.confiance li { display: inline-flex; align-items: center; gap: .5rem; }
.confiance .ico { color: var(--or); }
.apparait { opacity: 0; transform: translateY(18px); animation: apparait 1s .55s cubic-bezier(.2, .7, .2, 1) forwards; }
.apparait-2 { animation-delay: .75s; } .apparait-3 { animation-delay: .95s; }
@keyframes apparait { to { opacity: 1; transform: none; } }

.portrait { position: relative; justify-self: center; width: min(100%, 430px); }
.portrait__cadre {
	position: relative; aspect-ratio: 11 / 16; padding: 7px; border-radius: 999px 999px 30px 30px;
	background: var(--metal); background-size: 200% 200%; box-shadow: var(--ombre), 0 0 60px -10px rgba(243, 207, 106, .55);
	clip-path: inset(100% 0 0 0 round 999px 999px 30px 30px); animation: devoile 1.4s .3s cubic-bezier(.7, 0, .2, 1) forwards;
}
@keyframes devoile { to { clip-path: inset(0 0 0 0 round 999px 999px 30px 30px); } }
.portrait__cadre img { width: 100%; height: 100%; object-fit: cover; object-position: center 12%; border-radius: 999px 999px 24px 24px; }
.portrait::before {
	content: ""; position: absolute; inset: -18px -18px 26px 26px; border: 1px solid var(--or); opacity: .5;
	border-radius: 999px 999px 34px 34px; z-index: -1; translate: var(--px, 0) var(--py, 0); transition: translate .3s ease-out;
}
.portrait__maison {
	position: absolute; left: -22%; bottom: 7%; width: 46%; aspect-ratio: 1; border-radius: 50%; padding: 5px;
	background: var(--metal); box-shadow: var(--ombre); opacity: 0; animation: apparait 1s 1.2s forwards;
}
.portrait__maison img { width: 100%; height: 100%; object-fit: cover; border-radius: 50%; }
.portrait__signature {
	position: absolute; right: -6%; bottom: -5%; margin: 0; font: 400 clamp(3.6rem, 6.4vw, 5.8rem)/1 var(--script);
	background: var(--metal); -webkit-background-clip: text; background-clip: text; color: transparent;
	filter: drop-shadow(0 2px 2px rgba(20, 12, 2, .85)) drop-shadow(0 6px 14px rgba(20, 12, 2, .5)); transform: rotate(-8deg); pointer-events: none;
}
.medaillon { position: absolute; right: -44px; top: 4%; width: 150px; height: 150px; border-radius: 50%; box-shadow: 0 18px 30px -8px rgba(70, 45, 5, .5); will-change: translate; animation: apparait 1s 1s both, flotte 6s 2s ease-in-out infinite; }
@keyframes flotte { 50% { translate: 0 -10px; } }
.sceau { position: absolute; right: -30px; top: 6%; width: 136px; height: 136px; border-radius: 50%; background: var(--noir); display: grid; place-items: center; box-shadow: 0 0 0 4px var(--or), 0 0 0 5px var(--or-pale), var(--ombre); }
.sceau svg { position: absolute; inset: 0; width: 100%; height: 100%; animation: tourne 22s linear infinite; }
.sceau text { fill: var(--or-clair); font: 700 9.4px var(--sans); letter-spacing: 2.6px; text-transform: uppercase; }
.sceau .couronne { position: relative; display: grid; justify-items: center; line-height: 1; }
.sceau .couronne svg { position: static; width: 26px; height: 16px; animation: none; color: var(--or-clair); margin-bottom: 2px; }
.sceau b { font: italic 600 2.6rem/1 var(--serif); background: var(--metal); -webkit-background-clip: text; background-clip: text; color: transparent; }
@keyframes tourne { to { transform: rotate(360deg); } }

@media (max-width: 900px) {
	.heros { min-height: auto; padding-top: calc(var(--entete-h) + 30px); }
	.heros__grille { grid-template-columns: 1fr; }
	.portrait { width: min(72%, 340px); order: -1; margin: 10px 0 40px 18%; }
	.medaillon { width: 110px; height: 110px; right: -26px; }
	.sceau { width: 104px; height: 104px; right: -24px; }
	.sceau text { font-size: 8px; }
	.sceau b { font-size: 2rem; }
}
/* fenêtres très hautes (captures pleine page) : le héros garde une hauteur d'écran normale */
@media (min-height: 2000px) { .heros { min-height: 900px; } }

/* Bande défilante -------------------------------------------------------- */
.bande { position: relative; background: var(--metal); background-size: 200% 100%; overflow: hidden; padding: 1.05rem 0; box-shadow: inset 0 1px 0 rgba(255, 255, 255, .5), inset 0 -1px 0 rgba(90, 60, 10, .4); }
.bande__piste { display: flex; width: max-content; animation: defile 40s linear infinite; }
.bande:hover .bande__piste { animation-play-state: paused; }
.bande span { font: italic 600 clamp(1.4rem, 2.6vw, 2.1rem)/1 var(--serif); color: var(--noir); padding: 0 1.6rem; white-space: nowrap; display: inline-flex; align-items: center; gap: 3.2rem; }
.bande span::after { content: "◆"; font-style: normal; font-size: .5em; color: var(--noir); opacity: .7; }
@keyframes defile { to { transform: translateX(-50%); } }

/* Sections génériques ---------------------------------------------------- */
.section { position: relative; padding: clamp(80px, 11vw, 150px) 0; }
.section--creme { background: linear-gradient(180deg, rgba(255, 253, 248, .85), rgba(255, 253, 248, .6)); }
.section--sombre { background: radial-gradient(900px 500px at 90% 0%, rgba(201, 146, 31, .22), transparent 60%), var(--noir); }
.section--sombre::before, .section--sombre::after { content: ""; position: absolute; left: 0; right: 0; height: 2px; background: var(--metal); }
.section--sombre::before { top: 0; } .section--sombre::after { bottom: 0; }
.entete-section { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem 4rem; align-items: end; margin-bottom: clamp(3rem, 6vw, 5rem); }
.entete-section .chapo { margin: 0; }
@media (max-width: 860px) { .entete-section { grid-template-columns: 1fr; } }

/* Index des situations (accueil) ---------------------------------------- */
.situations { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--l); counter-reset: s; }
.situation { border-bottom: 1px solid var(--l); }
.situation a {
	position: relative; display: grid; grid-template-columns: 70px 1fr auto; align-items: center; gap: 1.5rem;
	padding: clamp(1.4rem, 3vw, 2.2rem) 1rem; border-radius: 16px; transition: background var(--transition);
}
.situation a::before { counter-increment: s; content: "0" counter(s); font: 600 1.4rem var(--serif); font-style: italic; background: var(--metal-texte); -webkit-background-clip: text; background-clip: text; color: transparent; }
.situation h3 { font-size: clamp(1.7rem, 3.8vw, 3.1rem); font-weight: 500; margin: 0; transition: transform var(--transition); color: var(--t); }
.situation h3 small { display: block; font: 400 .98rem/1.5 var(--sans); color: var(--t2); margin-top: .5rem; letter-spacing: 0; }
.situation .rond { width: 58px; height: 58px; border-radius: 50%; border: 1px solid var(--or); display: grid; place-items: center; color: var(--or-fonce); transition: background var(--transition), color var(--transition), transform var(--transition); }
.situation a:hover { background: linear-gradient(90deg, rgba(243, 207, 106, .16), transparent); }
.situation a:hover h3 { transform: translateX(14px); }
.situation a:hover .rond { background: var(--metal); border-color: transparent; color: var(--noir); transform: rotate(-45deg); }
.apercu {
	position: fixed; left: 0; top: 0; width: 230px; aspect-ratio: 9 / 15; border-radius: 18px; overflow: hidden; pointer-events: none; z-index: 50;
	opacity: 0; transform: translate(-50%, -50%) scale(.8) rotate(-4deg); transition: opacity .35s, transform .45s cubic-bezier(.2, .7, .2, 1);
	box-shadow: var(--ombre); padding: 5px; background: var(--metal);
}
.apercu.visible { opacity: 1; transform: translate(-50%, -50%) scale(1) rotate(3deg); }
.apercu img { width: 100%; height: 100%; object-fit: cover; border-radius: 14px; }
@media (hover: none), (max-width: 860px) { .apercu { display: none; } }
@media (max-width: 600px) {
	.situation a { grid-template-columns: 1fr auto; padding-inline: .3rem; }
	.situation a::before { grid-column: 1 / -1; }
	.situation .rond { width: 46px; height: 46px; }
}

/* Manifeste / à propos -------------------------------------------------- */
.manifeste { display: grid; grid-template-columns: .85fr 1.15fr; gap: clamp(2.5rem, 7vw, 7rem); align-items: center; }
.manifeste__photo { position: relative; }
.manifeste__photo img { border-radius: 28px; width: 100%; aspect-ratio: 4 / 5.6; object-fit: cover; object-position: top; padding: 6px; background: var(--metal); box-shadow: var(--ombre); }
.manifeste__photo::after { content: ""; position: absolute; inset: 22px -22px -22px 22px; border: 1px solid var(--or); border-radius: 32px; z-index: -1; opacity: .5; }
.manifeste__badge { position: absolute; right: -18px; bottom: 34px; background: var(--noir); border-radius: 16px; padding: 1rem 1.2rem; display: flex; gap: .8rem; align-items: center; font-size: .85rem; line-height: 1.35; box-shadow: 0 0 0 1px rgba(243, 207, 106, .4), var(--ombre); max-width: 260px; }
.manifeste__badge .ico { color: var(--or-clair); width: 34px; height: 34px; }
.citation { font: italic 500 clamp(2rem, 4.2vw, 3.6rem)/1.1 var(--serif); color: var(--t); margin: 0 0 1.8rem; }
.citation::before { content: "“"; display: block; height: .5em; font-size: 2.6em; line-height: 1; background: var(--metal-texte); -webkit-background-clip: text; background-clip: text; color: transparent; }
.signature { font: 400 clamp(3rem, 4.4vw, 4rem)/1 var(--script); margin: .4rem 0 0; background: var(--metal-texte); -webkit-background-clip: text; background-clip: text; color: transparent; display: inline-block; padding-right: .2em; }
.piliers { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.2rem; margin: 2.4rem 0; padding: 0; list-style: none; }
.piliers li { border-top: 2px solid; border-image: var(--metal) 1; padding-top: 1rem; font-size: .92rem; color: var(--t2); line-height: 1.5; }
.piliers strong { display: block; font: 600 1.35rem/1.2 var(--serif); color: var(--t); margin-bottom: .3rem; }
@media (max-width: 900px) {
	.manifeste { grid-template-columns: 1fr; }
	.manifeste__photo { max-width: 420px; }
	.piliers { grid-template-columns: 1fr; }
}

/* Méthode en 4 temps ---------------------------------------------------- */
.etapes { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.4rem; list-style: none; margin: 0; padding: 0; position: relative; }
.etapes::before { content: ""; position: absolute; left: 0; right: 0; top: 34px; height: 2px; background: var(--l); }
.etapes::after { content: ""; position: absolute; left: 0; top: 34px; height: 2px; width: 100%; background: var(--metal); transform: scaleX(var(--progression, 0)); transform-origin: left; transition: transform .2s linear; }
.etape { position: relative; }
.etape__num { width: 68px; height: 68px; border-radius: 50%; display: grid; place-items: center; background: var(--metal); box-shadow: inset 0 0 0 4px var(--blanc), 0 0 0 1px var(--or), var(--ombre); font: italic 700 1.7rem var(--serif); color: var(--noir); position: relative; z-index: 1; margin-bottom: 1.6rem; }
.etape h3 { font-size: 1.7rem; color: var(--t); }
.etape p { color: var(--t2); font-size: .97rem; }
@media (max-width: 900px) {
	.etapes { grid-template-columns: 1fr; gap: 0; }
	.etapes::before, .etapes::after { left: 33px; right: auto; top: 0; bottom: 0; width: 2px; height: 100%; }
	.etapes::after { transform: scaleY(var(--progression, 0)); transform-origin: top; }
	.etape { display: grid; grid-template-columns: 68px 1fr; gap: 0 1.4rem; padding-bottom: 2rem; }
	.etape__num { grid-row: span 2; margin: 0; }
}

/* Cartes de services ---------------------------------------------------- */
.cartes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.4rem; }
.carte {
	position: relative; padding: 2.4rem 2rem 2rem; border-radius: var(--rayon); background: var(--surface);
	border: 1px solid var(--l); overflow: hidden; transition: transform var(--transition), box-shadow var(--transition);
	display: flex; flex-direction: column; box-shadow: var(--ombre);
}
.carte::after { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 4px; background: var(--metal); }
.carte::before { content: ""; position: absolute; inset: 0; background: radial-gradient(400px circle at var(--cx, 50%) var(--cy, 0%), rgba(243, 207, 106, .2), transparent 50%); opacity: 0; transition: opacity .4s; pointer-events: none; }
.carte:hover { transform: translateY(-6px); }
.carte:hover::before { opacity: 1; }
.carte__ico, .coordonnee > .ico { width: 58px; height: 58px; border-radius: 50%; display: grid; place-items: center; background: var(--metal); color: var(--noir); box-shadow: inset 0 1px 0 rgba(255, 255, 255, .6), 0 10px 20px -10px rgba(140, 90, 15, .8); margin-bottom: 1.6rem; }
.carte__ico .ico { width: 28px !important; height: 28px !important; stroke-width: 1.9; }
.carte h3 { font-size: 1.75rem; color: var(--t); }
.carte p { color: var(--t2); font-size: .97rem; }
.carte__lien { margin-top: auto; display: inline-flex; align-items: center; gap: .5rem; color: var(--accent); font-weight: 700; font-size: .9rem; }
.carte__lien .ico { transition: transform var(--transition); }
.carte__lien:hover .ico { transform: translateX(4px); }
.cartes--quatre { grid-template-columns: repeat(4, 1fr); }
.cartes--quatre .carte { padding-inline: 1.6rem; }
@media (max-width: 1100px) { .cartes--quatre { grid-template-columns: 1fr 1fr; } }
@media (max-width: 960px) { .cartes { grid-template-columns: 1fr 1fr; } }
@media (max-width: 620px) { .cartes { grid-template-columns: 1fr; } }

/* Simulateur ------------------------------------------------------------- */
/* Police lisible partout (pas de serif ni de script) et chiffres alignés */
.simulateur {
	--t2: #ddd0b4; --l: rgba(243, 207, 106, .28);
	font-family: var(--sans); font-variant-numeric: tabular-nums;
	border-radius: 30px; overflow: hidden; background: var(--noir); margin: 8px;
	box-shadow: 0 0 0 2px var(--or), 0 0 0 7px var(--noir), 0 0 0 8px var(--or-clair), 0 60px 100px -50px rgba(60, 40, 5, .8);
}
.simulateur__corps { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(0, .8fr); }
.simulateur__reglages { padding: clamp(1.8rem, 4vw, 3.2rem); display: grid; gap: 2.2rem; min-width: 0; }
.simulateur__type { display: flex; flex-wrap: wrap; gap: .5rem; }
.puce { position: relative; }
.puce input { position: absolute; opacity: 0; pointer-events: none; }
.puce span { display: inline-block; padding: .6rem 1.1rem; border-radius: 999px; border: 1px solid var(--l); font-size: .95rem; font-weight: 600; cursor: pointer; transition: background-color .25s, color .25s, border-color .25s; color: var(--t); }
.puce span:hover { border-color: var(--or-clair); }
.puce input:checked + span { background: var(--metal); border-color: transparent; color: var(--noir); font-weight: 700; }
.puce input:focus-visible + span { outline: 2px solid var(--or-clair); outline-offset: 2px; }
.reglage > label, .reglage > .libelle { display: flex; justify-content: space-between; align-items: baseline; gap: 1rem; font-size: .9rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--t2); margin-bottom: 1rem; }
.reglage > label small { font-weight: 500; letter-spacing: 0; text-transform: none; }
.reglage output, .reglage .valeur { font: 700 clamp(1.5rem, 2.6vw, 2rem)/1 var(--sans); letter-spacing: -.01em; text-transform: none; color: #fff; }
.curseur { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 6px; background: linear-gradient(90deg, var(--or-clair) var(--remplissage, 50%), rgba(255, 255, 255, .16) var(--remplissage, 50%)); outline: none; cursor: pointer; }
.curseur::-webkit-slider-thumb { -webkit-appearance: none; width: 28px; height: 28px; border-radius: 50%; background: var(--metal); border: 5px solid var(--noir); box-shadow: 0 0 0 1px var(--or-clair), 0 6px 16px rgba(0, 0, 0, .5); transition: transform .2s; }
.curseur::-moz-range-thumb { width: 18px; height: 18px; border-radius: 50%; background: var(--or-clair); border: 5px solid var(--noir); box-shadow: 0 0 0 1px var(--or); }
.curseur:active::-webkit-slider-thumb { transform: scale(1.18); }
.bornes { display: flex; justify-content: space-between; font-size: .85rem; color: var(--t2); margin-top: .6rem; }
.durees { display: grid; grid-template-columns: repeat(5, 1fr); gap: .5rem; }
.durees .puce span { width: 100%; text-align: center; padding: .7rem .3rem; border-radius: 12px; }
.taux-champ { display: flex; align-items: center; gap: .8rem; }
.taux-champ input { width: 120px; background: rgba(255, 255, 255, .06); border: 1px solid var(--l); border-radius: 12px; color: #fff; font: 700 1.35rem var(--sans); font-variant-numeric: tabular-nums; padding: .5rem .8rem; text-align: right; -moz-appearance: textfield; }
.taux-champ input::-webkit-inner-spin-button, .taux-champ input::-webkit-outer-spin-button { -webkit-appearance: none; margin: 0; }
.taux-champ input::placeholder { color: rgba(255, 255, 255, .35); font-weight: 500; }
.taux-champ input:focus, .sim-detail__champ:focus { outline: none; border-color: var(--or-clair); box-shadow: 0 0 0 3px rgba(243, 207, 106, .2); }
.taux-champ > span { font-weight: 600; color: var(--t2); white-space: nowrap; }
.taux-champ small { color: var(--t2); font-size: .88rem; line-height: 1.45; }
.simulateur__resultat { position: relative; padding: clamp(1.8rem, 4vw, 3.2rem); background: radial-gradient(120% 90% at 100% 0%, rgba(243, 207, 106, .28), transparent 55%), var(--noir-3); border-left: 1px solid var(--l); display: flex; flex-direction: column; min-width: 0; }
.anneau { position: relative; width: min(230px, 72%); aspect-ratio: 1; margin: 0 auto 1.8rem; }
.anneau svg { width: 100%; height: 100%; transform: rotate(-90deg); }
.anneau circle { fill: none; stroke-width: 10; }
.anneau .fond { stroke: rgba(255, 255, 255, .1); }
.anneau .part { stroke-linecap: round; transition: stroke-dashoffset .8s cubic-bezier(.2, .7, .2, 1); }
.anneau__centre { position: absolute; inset: 0; display: grid; place-content: center; text-align: center; }
.anneau__centre small { font-size: .78rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--t2); }
.anneau__centre strong { font: 800 clamp(2rem, 3.8vw, 2.6rem)/1.1 var(--sans); letter-spacing: -.02em; color: var(--or-clair); }
.anneau__centre span { font-size: .9rem; color: var(--t2); }
.recap { list-style: none; margin: 0 0 1.6rem; padding: 0; font-size: 1rem; }
.recap li { display: flex; justify-content: space-between; gap: 1rem; padding: .6rem 0; border-bottom: 1px dashed var(--l); }
.recap li span:first-child { color: var(--t2); }
.recap li span:last-child { font-weight: 700; color: #fff; }
.pastille { display: inline-block; width: 10px; height: 10px; border-radius: 50%; margin-right: .5rem; background: var(--or-clair); }
.pastille--gris { background: rgba(255, 255, 255, .4); }
.simulateur__resultat .btn { width: 100%; margin-top: auto; }
.mention { font-size: .82rem; color: var(--t2); line-height: 1.5; margin-top: 1rem; }

/* Détail dépliable */
.sim-detail { border-top: 1px solid var(--l); background: var(--noir-2); }
.sim-detail > summary { list-style: none; display: flex; align-items: center; justify-content: center; gap: .8rem; padding: 1.15rem 1.5rem; cursor: pointer; font-weight: 700; font-size: 1rem; color: var(--or-clair); text-align: center; transition: background-color .25s; }
.sim-detail > summary::-webkit-details-marker { display: none; }
.sim-detail > summary:hover { background: rgba(243, 207, 106, .06); }
.sim-detail > summary:focus-visible { outline: 2px solid var(--or-clair); outline-offset: -4px; }
.sim-detail > summary .ico { width: 1.1em; height: 1.1em; transform: rotate(90deg); transition: transform .3s; }
.sim-detail[open] > summary .ico { transform: rotate(-90deg); }
.sim-detail__fermer, .sim-detail[open] .sim-detail__ouvrir { display: none; }
.sim-detail[open] .sim-detail__fermer { display: inline; }
.sim-detail__contenu { padding: .4rem clamp(1.4rem, 4vw, 3.2rem) clamp(1.6rem, 4vw, 3rem); }
.sim-detail__options { display: grid; grid-template-columns: 1fr 1.3fr 1fr; gap: 1.6rem; align-items: start; margin-bottom: 1.4rem; }
.sim-detail__options .reglage > label { margin-bottom: .8rem; justify-content: flex-start; gap: .4rem; }
.sim-detail__champ { width: 100%; background: rgba(255, 255, 255, .06); border: 1px solid var(--l); border-radius: 12px; color: #fff; font: 600 1.05rem var(--sans); padding: .65rem .8rem; color-scheme: dark; }
.sim-detail__chiffres { margin: 0; }
.sim-detail__chiffres div { display: flex; justify-content: space-between; gap: 1rem; padding: .45rem 0; border-bottom: 1px dashed var(--l); }
.sim-detail__chiffres dt { color: var(--t2); }
.sim-detail__chiffres dd { margin: 0; font-weight: 700; color: #fff; text-align: right; }
.sim-detail__endettement { margin: 0 0 1.6rem; padding: 1rem 1.2rem; border-radius: 14px; background: rgba(255, 255, 255, .05); border: 1px solid var(--l); }
.sim-detail__endettement p { margin: .7rem 0 0; font-size: .95rem; color: var(--t2); }
.sim-detail__jauge { height: 8px; border-radius: 8px; background: linear-gradient(90deg, rgba(95, 191, 127, .45) 0 55%, rgba(231, 180, 60, .45) 55% 66.6%, rgba(224, 103, 79, .45) 66.6%); position: relative; }
.sim-detail__jauge i { position: absolute; left: 0; top: -4px; bottom: -4px; border-right: 3px solid #fff; transition: width .4s ease; }
.sim-detail__endettement[data-niveau="ok"] strong { color: #7fd69b; }
.sim-detail__endettement[data-niveau="moyen"] strong { color: var(--or-clair); }
.sim-detail__endettement[data-niveau="haut"] strong { color: #f08a75; }
.sim-detail__graphique { margin: 0 0 1.4rem; }
.sim-detail__graphique svg { width: 100%; height: auto; display: block; }
.sim-detail__graphique .grille { stroke: rgba(255, 255, 255, .1); stroke-width: 1; }
.sim-detail__graphique .axe { fill: var(--t2); font: 600 12px var(--sans); }
.sim-detail__graphique .b-capital { fill: var(--or-clair); }
.sim-detail__graphique .b-interet { fill: rgba(255, 255, 255, .34); }
.sim-detail__graphique g:hover rect { filter: brightness(1.2); }
.sim-detail__graphique .restant { fill: none; stroke: #fff; stroke-width: 2; stroke-dasharray: 5 4; opacity: .85; }
.sim-detail__graphique figcaption { display: flex; flex-wrap: wrap; gap: .4rem 1.4rem; font-size: .9rem; color: var(--t2); margin-top: .5rem; }
.sim-detail__graphique .trait { display: inline-block; width: 18px; border-top: 2px dashed #fff; margin-right: .5rem; vertical-align: middle; }
.sim-detail__outils { display: flex; flex-wrap: wrap; gap: .5rem; align-items: center; margin-bottom: 1rem; }
.sim-detail__onglets { display: inline-flex; padding: 3px; border-radius: 999px; border: 1px solid var(--l); }
.sim-detail__onglets button, .sim-detail__outil { font: 600 .92rem var(--sans); color: var(--t); background: transparent; border: 0; border-radius: 999px; padding: .55rem 1rem; cursor: pointer; }
.sim-detail__onglets button.est-actif { background: var(--metal); color: var(--noir); }
.sim-detail__outil { border: 1px solid var(--l); }
.sim-detail__outil:hover, .sim-detail__onglets button:not(.est-actif):hover { color: var(--or-clair); }
.sim-detail__tableau { max-height: 440px; overflow: auto; border-radius: 14px; border: 1px solid var(--l); }
.sim-detail__tableau:focus-visible { outline: 2px solid var(--or-clair); }
.sim-detail__tableau table { width: 100%; border-collapse: collapse; font-size: .95rem; white-space: nowrap; }
.sim-detail__tableau th, .sim-detail__tableau td { padding: .65rem .9rem; text-align: right; border-bottom: 1px solid rgba(243, 207, 106, .12); }
.sim-detail__tableau th:first-child, .sim-detail__tableau th:nth-child(2), .sim-detail__tableau td:nth-child(2) { text-align: left; }
.sim-detail__tableau thead th { position: sticky; top: 0; z-index: 1; background: #2a2214; color: var(--or-clair); font-weight: 700; font-size: .85rem; }
.sim-detail__tableau tbody th { color: var(--t2); font-weight: 600; }
.sim-detail__tableau tbody td { color: #fff; }
.sim-detail__tableau tbody td:nth-child(2) { color: var(--t2); }
.sim-detail__tableau tbody tr:hover td, .sim-detail__tableau tbody tr:hover th { background: rgba(243, 207, 106, .07); }
.sim-detail__tableau tr.fin-annee td, .sim-detail__tableau tr.fin-annee th { border-bottom-color: rgba(243, 207, 106, .4); }
.sim-detail__tableau tfoot th, .sim-detail__tableau tfoot td { position: sticky; bottom: 0; background: #2a2214; color: #fff; font-weight: 700; border: 0; }
@media (max-width: 900px) {
	.simulateur__corps { grid-template-columns: minmax(0, 1fr); }
	.simulateur__resultat { border-left: 0; border-top: 1px solid var(--l); }
	.durees { grid-template-columns: repeat(3, 1fr); }
	.sim-detail__options { grid-template-columns: 1fr 1fr; }
	.sim-detail__chiffres { grid-column: 1 / -1; }
}
@media (max-width: 560px) {
	.sim-detail__options { grid-template-columns: 1fr; }
	.sim-detail > summary { font-size: .95rem; padding: 1rem 1.2rem; }
	.sim-detail__tableau table { font-size: .85rem; }
	.sim-detail__tableau th, .sim-detail__tableau td { padding: .55rem .6rem; }
}
/* Impression du tableau seul */
@media print {
	.imprime-sim * { visibility: hidden; }
	.imprime-sim .sim--imprime, .imprime-sim .sim--imprime * { visibility: visible; }
	.imprime-sim .sim--imprime { position: absolute; left: 0; top: 0; width: 100%; margin: 0; box-shadow: none; border-radius: 0; background: #fff; color: #000; --t: #000; --t2: #444; --l: #bbb; }
	.imprime-sim .sim--imprime .simulateur__reglages, .imprime-sim .sim--imprime .btn, .imprime-sim .sim--imprime .sim-detail__outils, .imprime-sim .sim--imprime summary, .imprime-sim .sim--imprime .sim-detail__options .reglage { display: none; }
	.imprime-sim .sim--imprime .simulateur__corps { display: block; }
	.imprime-sim .sim--imprime .simulateur__resultat, .imprime-sim .sim--imprime .sim-detail { background: #fff; border: 0; padding: 0 0 1rem; }
	.imprime-sim .sim--imprime .anneau__centre strong, .imprime-sim .sim--imprime .recap li span:last-child, .imprime-sim .sim--imprime dd, .imprime-sim .sim--imprime td { color: #000; }
	.imprime-sim .sim--imprime .sim-detail__tableau { max-height: none; overflow: visible; border: 0; }
	.imprime-sim .sim--imprime thead th, .imprime-sim .sim--imprime tfoot th, .imprime-sim .sim--imprime tfoot td { position: static; background: #eee; color: #000; }
	.imprime-sim .sim--imprime .b-interet { fill: #bbb; }
	.imprime-sim .sim--imprime .b-capital { fill: #c9921f; }
	.imprime-sim .sim--imprime .restant { stroke: #000; }
}

/* Mur des conseils (réseaux sociaux) ------------------------------------- */
.mur { display: flex; gap: 1.2rem; overflow-x: auto; scroll-snap-type: x mandatory; padding: 6px var(--gouttiere) 1.4rem; margin: 0 calc(var(--gouttiere) * -1); scrollbar-width: thin; scrollbar-color: var(--or) transparent; }
.mur::-webkit-scrollbar { height: 4px; }
.mur::-webkit-scrollbar-thumb { background: var(--or); border-radius: 4px; }
.publication { flex: 0 0 clamp(220px, 24vw, 290px); scroll-snap-align: start; border-radius: 20px; overflow: hidden; position: relative; aspect-ratio: 9 / 16; background: var(--metal); border: 0; cursor: zoom-in; padding: 4px; transition: transform var(--transition); }
.publication img { width: 100%; height: 100%; object-fit: cover; border-radius: 16px; transition: transform 1.2s cubic-bezier(.2, .7, .2, 1); }
.publication:hover { transform: translateY(-6px) rotate(-.6deg); }
.publication:hover img { transform: scale(1.03); }
.publication::after { content: attr(data-legende); position: absolute; left: 4px; right: 4px; bottom: 4px; border-radius: 0 0 16px 16px; padding: 3rem 1rem 1rem; font: 500 .85rem/1.4 var(--sans); color: #f4ead6; text-align: left; background: linear-gradient(transparent, rgba(0, 0, 0, .88)); opacity: 0; transition: opacity .4s; }
.publication:hover::after, .publication:focus-visible::after { opacity: 1; }
.mur-nav { display: flex; gap: .6rem; }
.mur-nav button { width: 52px; height: 52px; border-radius: 50%; border: 1px solid var(--or); background: transparent; color: var(--or-clair); cursor: pointer; display: grid; place-items: center; transition: background .3s, color .3s; }
.mur-nav button:hover { background: var(--metal); color: var(--noir); }
.mur-nav button:first-child .ico { transform: rotate(180deg); }

.visionneuse { position: fixed; inset: 0; z-index: 300; background: rgba(8, 6, 3, .93); backdrop-filter: blur(8px); display: grid; place-items: center; padding: 24px; opacity: 0; visibility: hidden; transition: opacity .35s, visibility .35s; }
.visionneuse.ouverte { opacity: 1; visibility: visible; }
.visionneuse img { max-height: 88vh; width: auto; border-radius: 14px; box-shadow: 0 0 0 4px var(--or), 0 40px 80px rgba(0, 0, 0, .8); transform: scale(.94); transition: transform .45s cubic-bezier(.2, .7, .2, 1); }
.visionneuse.ouverte img { transform: none; }
.visionneuse button { position: absolute; top: 18px; right: 18px; width: 50px; height: 50px; border-radius: 50%; border: 1px solid var(--or); background: var(--noir); color: var(--or-clair); cursor: pointer; display: grid; place-items: center; }

/* Témoignages ------------------------------------------------------------ */
.temoignages { display: grid; grid-template-columns: 1.3fr 1fr; gap: 1.4rem; }
.temoignage { margin: 0; padding: clamp(2rem, 4vw, 3rem); border-radius: 24px; background: var(--blanc); border: 1px solid var(--l); display: flex; flex-direction: column; box-shadow: var(--ombre); position: relative; overflow: hidden; }
.temoignage::after { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 4px; background: var(--metal); }
.temoignage--sombre { background: radial-gradient(500px 300px at 100% 0%, rgba(243, 207, 106, .2), transparent 60%), var(--noir); border: 0; }
.temoignage blockquote { margin: 0 0 2rem; font: italic 500 clamp(1.4rem, 2.4vw, 2rem)/1.3 var(--serif); color: var(--t); }
.etoiles { display: flex; gap: 3px; color: var(--or); margin-bottom: 1.4rem; }
.etoiles .ico { width: 18px; height: 18px; fill: currentColor; }
.temoignage figcaption { margin-top: auto; font-size: .9rem; color: var(--t2); }
.temoignage figcaption strong { display: block; color: var(--accent); font-size: 1rem; }
@media (max-width: 860px) { .temoignages { grid-template-columns: 1fr; } }

/* FAQ -------------------------------------------------------------------- */
.faq { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(2rem, 6vw, 6rem); align-items: start; }
.faq__liste { border-top: 1px solid var(--l); }
.faq details { border-bottom: 1px solid var(--l); }
.faq summary { list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 1.5rem; padding: 1.5rem 0; font: 600 clamp(1.25rem, 2vw, 1.55rem)/1.25 var(--serif); color: var(--t); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: ""; flex: none; width: 38px; height: 38px; border-radius: 50%; background: linear-gradient(var(--noir), var(--noir)) center / 12px 2px no-repeat, linear-gradient(var(--noir), var(--noir)) center / 2px 12px no-repeat, var(--metal); transition: transform .4s, background-size .4s; }
.faq details[open] summary::after { transform: rotate(180deg); background-size: 12px 2px, 2px 0, auto; }
.faq details > div { padding: 0 0 1.6rem; color: var(--t2); max-width: 68ch; }
.faq details > div ul { padding-left: 1.2rem; }
.faq__aside { position: sticky; top: 110px; }
@media (max-width: 860px) { .faq { grid-template-columns: 1fr; } .faq__aside { position: static; } }

/* Héros des pages intérieures ------------------------------------------- */
.heros-page { position: relative; padding: calc(var(--entete-h) + clamp(50px, 8vw, 110px)) 0 clamp(60px, 8vw, 110px); overflow: hidden; isolation: isolate; }
.heros-page::before { content: ""; position: absolute; right: -180px; top: -220px; width: 620px; height: 620px; border-radius: 50%; z-index: -1; background: radial-gradient(circle, rgba(243, 207, 106, .28), transparent 65%); }
.heros-page::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 2px; background: var(--metal); opacity: .7; }
.heros-page__grille { display: grid; grid-template-columns: 1.3fr .7fr; gap: clamp(2rem, 6vw, 6rem); align-items: center; }
.heros-page h1 { font-size: clamp(2.7rem, 6.4vw, 5.6rem); font-weight: 500; line-height: 1; color: var(--t); }
.heros-page .chapo { font-size: clamp(1.05rem, 1.4vw, 1.2rem); margin-bottom: 2rem; }
.heros-page__visuel { position: relative; justify-self: center; width: min(100%, 360px); }
.heros-page__visuel img { border-radius: 999px 999px 26px 26px; aspect-ratio: 3 / 4.2; object-fit: cover; object-position: top; width: 100%; padding: 6px; background: var(--metal); box-shadow: var(--ombre), 0 0 50px -10px rgba(243, 207, 106, .55); }
.heros-page__visuel::before { content: ""; position: absolute; inset: -16px 16px 16px -16px; border: 1px solid var(--or); border-radius: 999px 999px 30px 30px; opacity: .5; z-index: -1; }
.fil { display: flex; flex-wrap: wrap; gap: .5rem; list-style: none; margin: 0 0 2rem; padding: 0; font-size: .82rem; color: var(--t2); }
.fil li + li::before { content: "◆"; font-size: .6em; margin-right: .5rem; color: var(--or); vertical-align: middle; }
.fil a:hover { color: var(--accent); }
@media (max-width: 860px) {
	.heros-page__grille { grid-template-columns: 1fr; }
	.heros-page__visuel { width: min(70%, 280px); justify-self: start; }
}

/* Contenu éditorial ------------------------------------------------------ */
.editorial { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(2.5rem, 7vw, 7rem); align-items: center; }
.editorial--inverse > :first-child { order: 2; }
.editorial h2 { font-size: clamp(2rem, 3.8vw, 3.2rem); color: var(--t); }
.editorial p { color: var(--t2); }
.editorial strong { color: var(--t); }
.editorial__visuel img { border-radius: 24px; width: 100%; aspect-ratio: 4 / 5; object-fit: cover; object-position: top; padding: 5px; background: var(--metal); box-shadow: var(--ombre); }
.puces { list-style: none; margin: 1.6rem 0; padding: 0; display: grid; gap: .9rem; }
.puces li { display: grid; grid-template-columns: 30px 1fr; gap: .8rem; align-items: start; color: var(--t2); }
.puces .ico { width: 26px; height: 26px; color: var(--noir); margin-top: .1em; padding: 5px; background: var(--metal); border-radius: 50%; }
@media (max-width: 860px) {
	.editorial { grid-template-columns: 1fr; }
	.editorial--inverse > :first-child { order: 0; }
	.editorial__visuel { max-width: 440px; }
}

.chiffres { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.2rem; margin-top: 3rem; }
.chiffre { padding: 1.8rem; border-radius: var(--rayon); background: var(--surface); border: 1px solid var(--l); box-shadow: var(--ombre); }
.chiffre strong { display: block; font: 600 clamp(2.4rem, 4vw, 3.4rem)/1 var(--serif); background: var(--metal-titre); -webkit-background-clip: text; background-clip: text; color: transparent; margin-bottom: .5rem; }
.chiffre span { font-size: .92rem; color: var(--t2); }
@media (max-width: 760px) { .chiffres { grid-template-columns: 1fr; } }

.encart { border-radius: 24px; padding: clamp(1.6rem, 3vw, 2.4rem); background: var(--noir); color: #f4ead6; box-shadow: 0 0 0 2px var(--or), var(--ombre); }
.encart h3 { font-size: 1.6rem; background: var(--metal); -webkit-background-clip: text; background-clip: text; color: transparent; }
.encart a { color: var(--or-clair) !important; }

/* Formulaires ------------------------------------------------------------ */
.contact { display: grid; grid-template-columns: .9fr 1.1fr; gap: clamp(2rem, 6vw, 6rem); align-items: start; }
.coordonnees { display: grid; gap: 1rem; margin: 2rem 0; }
.coordonnee { display: grid; grid-template-columns: 58px 1fr; gap: 1rem; align-items: center; padding: 1rem 1.1rem; border-radius: 18px; background: var(--surface); border: 1px solid var(--l); box-shadow: var(--ombre); transition: transform .3s; color: var(--t); }
a.coordonnee:hover { transform: translateX(6px); }
.coordonnee > .ico { margin: 0; padding: 15px; color: var(--noir); stroke-width: 1.9; }
.coordonnee small { display: block; font-size: .72rem; letter-spacing: .16em; text-transform: uppercase; color: var(--t2); }
.coordonnee strong { font-size: 1.05rem; font-weight: 600; }
.formulaire { position: relative; padding: clamp(1.6rem, 4vw, 3rem); border-radius: 28px; background: var(--blanc); color: var(--encre); box-shadow: 0 0 0 2px var(--or), 0 0 0 8px var(--blanc), 0 0 0 9px rgba(201, 146, 31, .45), 0 40px 80px -40px rgba(80, 52, 8, .5); margin: 9px; }
.formulaire h2, .formulaire h3 { color: var(--encre); }
.formulaire p { color: var(--encre-douce); }
.champs { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.champ { position: relative; }
.champ--large { grid-column: 1 / -1; }
.champ input, .champ textarea, .champ select {
	width: 100%; padding: 1.45rem 1rem .55rem; border-radius: 14px; border: 1px solid rgba(138, 92, 18, .25); background: var(--ivoire);
	font: 500 1rem var(--sans); color: var(--encre); transition: border-color .3s, box-shadow .3s; -webkit-appearance: none; appearance: none;
}
.champ textarea { min-height: 140px; resize: vertical; }
.champ label { position: absolute; left: 1rem; top: 1.05rem; font-size: .98rem; color: var(--encre-douce); pointer-events: none; transition: transform .25s, font-size .25s, color .25s; transform-origin: left; }
.champ input:focus, .champ textarea:focus { outline: none; border-color: var(--or); box-shadow: 0 0 0 4px rgba(243, 207, 106, .3); background: #fff; }
.champ input:focus + label, .champ input:not(:placeholder-shown) + label,
.champ textarea:focus + label, .champ textarea:not(:placeholder-shown) + label { transform: translateY(-.62rem); font-size: .74rem; color: var(--or-fonce); letter-spacing: .04em; }
.captcha { display: flex; align-items: center; gap: 1rem; flex-wrap: wrap; padding: 1rem; border: 1px dashed rgba(138, 92, 18, .35); border-radius: 14px; background: var(--ivoire); }
.captcha img { width: 150px; height: auto; }
.captcha .champ { flex: 1 1 160px; }
.captcha .champ input { background: #fff; }
.case { display: flex; gap: .8rem; align-items: flex-start; font-size: .9rem; color: var(--encre-douce); cursor: pointer; }
.case input { width: 20px; height: 20px; accent-color: var(--or-fonce); flex: none; margin-top: 2px; }
.case a { color: var(--or-fonce); text-decoration: underline; }
.formulaire .btn { width: 100%; margin-top: .6rem; }
label.error, .error_msg { color: #a33b20; font-size: .82rem; margin-top: .35rem; display: block; }
.champ label.error { position: static; transform: none; }
.merci-message { display: none; text-align: center; padding: 2rem 0; }
.merci-message .ico { width: 70px; height: 70px; color: var(--noir); margin: 0 auto 1rem; padding: 16px; border-radius: 50%; background: var(--metal); }
.merci-message h3 { font-size: 2rem; }
.sky-form.submited { display: none; }
.sky-form.submited + .merci-message { display: block; }
@media (max-width: 960px) { .contact { grid-template-columns: 1fr; } }
@media (max-width: 560px) { .champs { grid-template-columns: 1fr; } }

.carte-google { border: 0; width: 100%; height: 420px; filter: sepia(.35) saturate(.9) contrast(.95); display: block; border-top: 2px solid var(--or); }

/* Bandeau d'appel et pied de page --------------------------------------- */
.appel {
	position: relative; padding: clamp(90px, 12vw, 170px) 0; text-align: center; overflow: hidden; isolation: isolate;
	background: linear-gradient(180deg, rgba(13, 11, 7, .78), rgba(13, 11, 7, .93)), url("../images/rlive/maison-lumineuse-projet-immobilier-seraing.jpg") center 40% / cover;
}
.appel::before { content: ""; position: absolute; left: 0; right: 0; top: 0; height: 2px; background: var(--metal); }
.appel__inner { max-width: 820px; margin: 0 auto; padding: 0 var(--gouttiere); position: relative; }
.appel__titre { font-size: clamp(3rem, 8vw, 6.6rem); font-weight: 500; line-height: .95; color: var(--t); }
.appel__texte { color: var(--t2); font-size: 1.15rem; max-width: 40rem; margin: 0 auto 2.4rem; }
.appel__actions { display: flex; justify-content: center; flex-wrap: wrap; gap: 1rem; }
.appel .btn--ligne { color: var(--t); }
.appel__signature { position: absolute; right: 0; bottom: -2.4rem; font: 400 clamp(4rem, 10vw, 8rem)/1 var(--script); color: var(--or-clair); opacity: .22; transform: rotate(-8deg); z-index: -1; margin: 0; }
.avertissement { margin: 0; padding: 1.1rem var(--gouttiere); text-align: center; background: var(--metal); background-size: 200% 100%; color: var(--noir); font: 700 clamp(.95rem, 1.6vw, 1.15rem)/1.4 var(--sans); letter-spacing: .04em; text-transform: uppercase; }
.pied { background: radial-gradient(800px 400px at 0% 0%, rgba(201, 146, 31, .16), transparent 60%), var(--noir); padding: clamp(60px, 8vw, 100px) 0 0; font-size: .93rem; }
.pied__inner { max-width: var(--largeur); margin: 0 auto; padding: 0 var(--gouttiere); display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 2.5rem; }
.pied__marque img { width: 190px; height: 190px; margin-bottom: 1.2rem; filter: drop-shadow(0 0 24px rgba(243, 207, 106, .3)); }
.pied__slogan { font: italic 500 1.5rem var(--serif); color: var(--or-clair); margin-bottom: .2rem; }
.pied__devise { color: var(--t2); font-size: .74rem; letter-spacing: .22em; text-transform: uppercase; }
.pied__titre { font: 700 .78rem var(--sans); letter-spacing: .2em; text-transform: uppercase; color: var(--or-clair); margin-bottom: 1.2rem; }
.pied ul { list-style: none; margin: 0; padding: 0; display: grid; gap: .6rem; }
.pied ul a, .pied address a { color: var(--t2); transition: color .3s; }
.pied ul a:hover, .pied address a:hover { color: var(--or-clair); }
.pied address { display: grid; gap: .8rem; color: var(--t2); }
.pied address > * { display: flex; gap: .7rem; align-items: flex-start; }
.pied address .ico { color: var(--or-clair); margin-top: .25em; }
.reseaux { display: flex; gap: .6rem; margin-top: 1.4rem; }
.reseaux a { width: 46px; height: 46px; border-radius: 50%; display: grid; place-items: center; background: var(--metal); color: var(--noir); box-shadow: inset 0 1px 0 rgba(255, 255, 255, .5); transition: transform .3s; }
.reseaux a:hover { transform: translateY(-3px); }
.pied__legal { max-width: var(--largeur); margin: clamp(50px, 6vw, 80px) auto 0; padding: 1.8rem var(--gouttiere) 2.2rem; border-top: 1px solid var(--l); font-size: .8rem; color: var(--t2); line-height: 1.6; }
.pied__legal p { margin-bottom: .5rem; }
.pied__legal a { color: var(--or-clair); text-decoration: underline; }
.pied__legal .pied__reserve { font-style: italic; color: var(--or-clair); }
@media (max-width: 960px) { .pied__inner { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .pied__inner { grid-template-columns: 1fr; } }

.flottant { position: fixed; right: 18px; bottom: 18px; z-index: 90; width: 60px; height: 60px; border-radius: 50%; display: none; place-items: center; background: var(--metal); color: var(--noir); box-shadow: inset 0 1px 0 rgba(255, 255, 255, .6), 0 14px 30px -10px rgba(60, 40, 5, .8); }
.flottant .ico { width: 26px; height: 26px; }
.flottant::before { content: ""; position: absolute; inset: 0; border-radius: 50%; border: 2px solid var(--or); animation: pulse 2.4s infinite; }
@keyframes pulse { from { transform: scale(1); opacity: .8; } to { transform: scale(1.7); opacity: 0; } }
@media (max-width: 760px) { .flottant { display: grid; } }

/* Pages légales ---------------------------------------------------------- */
.texte-legal { max-width: 820px; }
.texte-legal h2 { font-size: 1.9rem; margin-top: 2.6rem; color: var(--t); }
.texte-legal p, .texte-legal li { color: var(--t2); }
.texte-legal a { color: var(--or-fonce); text-decoration: underline; }

/* Révélations au défilement ---------------------------------------------- */
.js .revele { opacity: 0; transform: translateY(40px); transition: opacity 1s cubic-bezier(.2, .7, .2, 1), transform 1s cubic-bezier(.2, .7, .2, 1); }
.js .revele.vu { opacity: 1; transform: none; }
.js .revele-groupe > * { opacity: 0; transform: translateY(30px); transition: opacity .9s cubic-bezier(.2, .7, .2, 1), transform .9s cubic-bezier(.2, .7, .2, 1); }
.js .revele-groupe.vu > * { opacity: 1; transform: none; }
.js .revele-groupe.vu > *:nth-child(2) { transition-delay: .1s; } .js .revele-groupe.vu > *:nth-child(3) { transition-delay: .2s; }
.js .revele-groupe.vu > *:nth-child(4) { transition-delay: .3s; } .js .revele-groupe.vu > *:nth-child(5) { transition-delay: .4s; }
.js .revele-groupe.vu > *:nth-child(6) { transition-delay: .5s; }

@media (prefers-reduced-motion: reduce) {
	*, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
	.js .revele, .js .revele-groupe > * { opacity: 1; transform: none; }
}

/* Formulaire de demande complet (demande-de-credit) ---------------------- */
.demande { display: grid; grid-template-columns: 340px 1fr; gap: 2rem; align-items: start; }
.demande__recap { position: sticky; top: 100px; padding: 2rem; border-radius: 24px; background: radial-gradient(400px 260px at 100% 0%, rgba(243, 207, 106, .22), transparent 60%), var(--noir); box-shadow: 0 0 0 2px var(--or), var(--ombre); }
.demande__recap h2 { font-size: 1.8rem; color: var(--t); }
.demande__recap .surtitre { margin-bottom: .6rem; }
.demande__recap table { width: 100%; font-size: .95rem; border-collapse: collapse; margin: 1rem 0 1.6rem; }
.demande__recap td { padding: .55rem 0; border-bottom: 1px dashed var(--l); }
.demande__recap td:last-child { text-align: right; font-weight: 600; }
.demande__recap .btn--ligne { color: var(--t); }
.demande__formulaire { background: var(--blanc); color: var(--encre); border-radius: 28px; padding: clamp(1.4rem, 3vw, 2.6rem); box-shadow: 0 0 0 2px var(--or), var(--ombre); }
.demande__formulaire .h3-title { font: 600 1.7rem var(--serif); color: var(--encre); margin: 1.4rem 0 1rem; }
.demande__formulaire .form-box { margin-bottom: 1rem; }
.demande__formulaire .title { display: block; font-size: .85rem; font-weight: 600; color: var(--encre-douce); margin-bottom: .35rem; }
.demande__formulaire .form-input, .demande__formulaire select.form-input, .demande__formulaire input[type="text"] { width: 100%; padding: .85rem 1rem; border: 1px solid rgba(138, 92, 18, .25); border-radius: 12px; background: var(--ivoire); font: 500 .98rem var(--sans); color: var(--encre); }
.demande__formulaire .form-input:focus { outline: none; border-color: var(--or); box-shadow: 0 0 0 4px rgba(243, 207, 106, .3); }
.demande__formulaire .sec-btn { display: inline-flex; align-items: center; gap: .4rem; padding: .95rem 1.6rem; border-radius: 999px; border: 0; background: var(--noir) !important; color: var(--or-clair) !important; font: 700 .92rem var(--sans); cursor: pointer; margin-top: 1rem; }
.demande__formulaire .sec-btn:hover { background: #000 !important; }
.demande__formulaire [id$="Next"].sec-btn, .demande__formulaire .finalbut60 { background: var(--metal) !important; color: var(--noir) !important; float: right; }
.demande__formulaire p[id$="commands"] { overflow: hidden; margin-top: 1.4rem; }
.demande__formulaire table { width: 100%; }
.demande__formulaire code { color: var(--or-fonce); background: none; }
.etapes-demande { display: flex; flex-wrap: wrap; gap: .5rem; margin: 0; padding: 0; list-style: none; }
.etapes-demande li { padding: .5rem 1rem; border-radius: 999px; border: 1px solid var(--or); font-size: .82rem; color: var(--t2); background: var(--blanc); }
.etapes-demande li.is-active { background: var(--metal); color: var(--noir); border-color: transparent; font-weight: 700; }
@media (max-width: 1000px) { .demande { grid-template-columns: 1fr; } .demande__recap { position: static; } }

/* Au bureau : photo de rendez-vous + vidéo ------------------------------ */
.bureau__grille { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); gap: clamp(2.5rem, 6vw, 6rem); align-items: center; }
.bureau__photo { margin: 0; position: relative; }
.bureau__photo img { width: 100%; border-radius: 26px; padding: 6px; background: var(--metal); box-shadow: 0 40px 80px -40px rgba(0, 0, 0, .9); }
.bureau__photo figcaption { position: absolute; left: 22px; top: 22px; padding: .5rem 1rem; border-radius: 999px; background: rgba(13, 11, 7, .78); backdrop-filter: blur(6px); font-size: .8rem; color: var(--or-clair); letter-spacing: .04em; }
.bureau__coulisses { display: grid; grid-template-columns: 300px minmax(0, 1fr); gap: clamp(2.5rem, 6vw, 6rem); align-items: center; margin-top: clamp(4rem, 8vw, 7rem); }
.bureau__video { position: relative; }
.bureau__video video { display: block; width: 100%; aspect-ratio: 480 / 848; object-fit: cover; border-radius: 28px; padding: 5px; background: var(--metal); box-shadow: 0 0 0 6px var(--noir), 0 0 0 7px rgba(243, 207, 106, .5), 0 30px 60px -20px rgba(0, 0, 0, .9); }
.bureau__son { position: absolute; right: 16px; top: 16px; padding: .4rem .8rem; border-radius: 999px; border: 1px solid rgba(243, 207, 106, .5); background: rgba(13, 11, 7, .75); color: var(--or-clair); font: 700 .72rem var(--sans); letter-spacing: .1em; text-transform: uppercase; cursor: pointer; }
.bureau__son::before { content: "♪ "; }
.bureau__son[aria-pressed="true"] { background: var(--metal); color: var(--noir); }
.bureau__legende { margin: .9rem 0 0; font-size: .78rem; color: var(--t2); text-align: center; display: flex; align-items: center; justify-content: center; gap: .5rem; }
.bureau__direct { width: 8px; height: 8px; border-radius: 50%; background: var(--or-clair); box-shadow: 0 0 0 0 rgba(243, 207, 106, .7); animation: direct 1.8s infinite; }
@keyframes direct { to { box-shadow: 0 0 0 10px rgba(243, 207, 106, 0); } }
.bureau__citation { margin: 0; max-width: 40rem; }
.bureau__citation p { color: var(--t2); }
.bureau__citation .citation { color: var(--t); }
.bureau__citation .signature { background: var(--metal); -webkit-background-clip: text; background-clip: text; }
@media (max-width: 900px) {
	.bureau__grille, .bureau__coulisses { grid-template-columns: minmax(0, 1fr); }
	.bureau__video { width: min(70%, 280px); justify-self: center; }
}